BUILDING A STRONG FINANCIAL FOUNDATION


​Most houses are made of the same material - wood, brick and the like. What distinguishes some homes, however, is the way an architect uses these materials. Even so, for all the homes, in order to withstand winds, storms and extreme conditions is the strong foundation on which it's built upon.

​In comparison, investments, retirement, insurance and other financial goals represent your financial house.

Ground Floor
The first level of your home, the foundation, is comprised of Protection. This means protecting the 3 main facets of your life:
Your Life through life insurance
Your Home by having a Living Trust
​Your Retirement by having a portfolio based on accumulation and preservation
Protecting your life is vital. If you have certain responsibilities like a spouse and/or children, then you will need to protect your income just in case. We recommend at least a minimum of 10X your yearly income and your own insurance policy; your employer's insurance doesn't count.
Protecting your home is a way to avoid probate. The only way to pass your home to your family is through a Living Trust. 
​Regarding your retirement accounts, we always recommend a yearly financial check-up. For instance, how we get a physical from our doctor once a year. We recommend the same for all your retirement accounts.
Second Floor
Once the ground floor is solidly built, we now can start building the next floor called Debt Management. This means we:
Decrease Debt to Increase Cash Flow
This is what we like to call creating discretionary income. As we begin to decrease debt per month, we begin to increase more positive cashflow which is then used to invest and build wealth. The faster we can get out of debt, the faster we can build wealth. It is at the next phase where millionaires are created.
Third Floor
​Now we begin the wealth building stage. We start on building your:
Large Emergency Fund
Investment Fund and/or House Fund
​Max out the Retirement Fund
During this phase at the same time, we take a look at retirement account maximization, a house fund if your goal is to buy a home, and a solid investment fund. It is during this phase where you will build true wealth. 
Bonus Room
This being the last floor, is where you can start looking into other opportunities such as buying real estate investments, start a business, or you can start giving and start a charity. You now are financially sound, strong and capable of withstanding any storms that come around. This is the blueprint of Building a strong Financial Foundation.


​The financial plans

At OAKHILLS FINANCIAL, we create your very own and unique financial plan. Flexible for those sudden changes in life such a birth or change of jobs and tailored just for you because everyone is different. Our system embraces the best financial strategies and products which help us in creating the best financial roadmap for you.

key questions to ask yourself


  • ARE YOU SAVING ENOUGH MONEY NOW TO SUPPORT YOUR FUTURE IN RETIREMENT?
  • HOW MUCH WILL MY MONTHLY INCOME BE WHEN I RETIRE? HOW LONG WILL IT LAST?
  • DO YOU KNOW THE DIFFERENCE BETWEEN ASSET ACCUMULATION AND ASSET PRESERVATION?
  • HOW DOES COMPOUND INTEREST WORK: THE RULE OF 72.
  • DO YOU HAVE A STRONG FINANCIAL FOUNDATION OR ANY AT ALL?
  • DIFFERENT TYPES OF LIFE INSURANCE AND HOW IT CAN BE USED TO BENEFIT YOU.
  • DEBT MANAGEMENT: DECREASE DEBT TO INCREASE CASH FLOW
  • ESTATE PRESERVATION: DO YOU HAVE A LIVING TRUST?

These are just a few questions we will ask and learn about as we build your FREE and COMPLIMENTARY financial plan. 

    START YOUR FINANCIAL JOURNEY NOW